LET IT BE EARNING

Affordable Loans, helping your family get to a better place

Empower your dreams with our hassle-free loans. Unlock financial possibilities today.

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LET IT BE EARNING

When things need to be fixed, we are here for you

Empower your dreams with our hassle-free loans. Unlock financial possibilities today.

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LET IT BE EARNING

Auto Equity Loans to access the cash you need for just about anything

Empower your dreams with our hassle-free loans. Unlock financial possibilities today.

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LET IT BE EARNING

Doing something fun for your family, we make loans for fun things too

Empower your dreams with our hassle-free loans. Unlock financial possibilities today.

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About Appalachian Lending

Personal Loans for just about any good reason, Auto Purchase Loans, Loans for fixing things around the house, we have you covered!

We say yes! Fast and Convenient!

We can even help you consolidate Higher Cost Loans and possibly save you thousands!

Title Loan and Flex Loan Relief

Just give us a call and we will take care of the details!

Traditional installment loans with lower monthly payments and total cost.

Title Loan and Flex Loan Relief

Convenient Office Locations

Simplifying Your Loan Experience

At Appalachian Lending, our job is to make your loan application and service experience as pleasant as possible. Life can be so complicated, dealing with your lender shouldn’t be. We were born and raised right here in East Tennessee. Our Monthly Payment Loans are straight forward and easy to understand.
With offices in Johnson City, Kingsport, Colonial Heights, Elizabethton, and Greeneville, we’re here to provide you and your family with the products that best fit your situation. If you have perfect credit, need to establish credit, or re-establish less than perfect credit due to bankruptcy or slow payments, we are here to help. We want you to feel at ease knowing that the loan you choose has been created to fit your budget.
Our Loans

We make loans for many different situations and look forward to talking with you!

Our Traditional Installment Loans from $200 to $20,000 are straight forward and easy to understand. Your payments are the same every month and your balance goes down with each payment you make. We report your good credit history on traditional installment loans to the credit bureau each month to help you build your credit score.

The loans we make are Convenient, Fast & Simple! Retired and Fixed Incomes Welcome!

Working with you, we will create payments and due dates that work best for you!

We accept cash, check, and debit card payments in each branch. Each branch has a night deposit for checks. Please do not put cash in a night payment drop. Payments can be mailed to the branch that your loan originated from. We can also accept debit card payments over the phone and immediately text or e-mail you a receipt showing your accounts specific information.
Our Referrals

We would sincerely appreciate the opportunity to help your family, friends, and neighbors.

Many clients are referred to us by another satisfied client. Recommendations have allowed us to build not just a business; but, a big family of friends.
So if you have friends or relatives who would be interested in our services, just have them mention your name when they contact us. We would sincerely appreciate your recommendation.

Remember : We're happy to pay a $40 referral fee to customers who refer anyone to Appalachian Lending when we make their referral a loan.

Our Locations

Find Our Locations

Phone : 423.638.1849

Fax : 423.638.1853

817 Andrew Johnson Highway Greeneville, TN 37745
(Dollar General Market Complex)

Phone : 423.232.8959

Fax : 423.232.1529

1200 North Roan Street Johnson City, TN 37604
Phone : 423.245.1210

Fax : 423.239.0027

2705 Fort Henry Drive Kingsport, TN 37664

Phone : 423.542.3353

Fax : 423.542.3762

1970 West Elk Avenue Elizabethton, TN 37643
(Across from VFW)
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