About Appalachian Lending
Personal Loans for just about any good reason, Auto Purchase Loans, Loans for fixing things around the house, we have you covered!
We say yes! Fast and Convenient!
We can even help you consolidate Higher Cost Loans and possibly save you thousands!
Title Loan and Flex Loan Relief
Just give us a call and we will take care of the details!
Traditional installment loans with lower monthly payments and total cost.
- We can Pay Off "title" or "flex" loans. You can save thousands. Perfect credit not needed.
- Get a New Loan or transfer your existing auto or personal loan to a lower cost traditional installment loan and save.
- We can help. Quotes are free. Call an office near you and let us create a lower cost solution for you.
Title Loan and Flex Loan Relief
Convenient Office Locations
Simplifying Your Loan Experience
At Appalachian Lending, our job is to make your loan application and service experience as pleasant as possible. Life can be so complicated, dealing with your lender shouldn’t be. We were born and raised right here in East Tennessee. Our Monthly Payment Loans are straight forward and easy to understand.
With offices in Johnson City, Kingsport, Colonial Heights, Elizabethton, and Greeneville, we’re here to provide you and your family with the products that best fit your situation. If you have perfect credit, need to establish credit, or re-establish less than perfect credit due to bankruptcy or slow payments, we are here to help. We want you to feel at ease knowing that the loan you choose has been created to fit your budget.
Our Loans
We make loans for many different situations and look forward to talking with you!
Our Traditional Installment Loans from $200 to $20,000 are straight forward and easy to understand. Your payments are the same every month and your balance goes down with each payment you make. We report your good credit history on traditional installment loans to the credit bureau each month to help you build your credit score.
- Auto Purchase
- Utility Bills
- School Expenses
- Personal
- Groceries
- Much needed vacation
- Auto Repair
- Medical Bills
- Loans for any good purpose
The loans we make are Convenient, Fast & Simple! Retired and Fixed Incomes Welcome!
- A driver's license or photo identification
- Your most recent phone, water or electric bill
- Proof of income
- A completed Appalachian Lending loan application
Working with you, we will create payments and due dates that work best for you!
We accept cash, check, and debit card payments in each branch. Each branch has a night deposit for checks. Please do not put cash in a night payment drop. Payments can be mailed to the branch that your loan originated from. We can also accept debit card payments over the phone and immediately text or e-mail you a receipt showing your accounts specific information.
Our Referrals
We would sincerely appreciate the opportunity to help your family, friends, and neighbors.
Many clients are referred to us by another satisfied client. Recommendations have allowed us to build not just a business; but, a big family of friends.
So if you have friends or relatives who would be interested in our services, just have them mention your name when they contact us. We would sincerely appreciate your recommendation.
Remember : We're happy to pay a $40 referral fee to customers who refer anyone to Appalachian Lending when we make their referral a loan.
Our Locations
Find Our Locations
- Greeneville, TN
Phone : 423.638.1849
Fax : 423.638.1853
817 Andrew Johnson Highway Greeneville, TN 37745
(Dollar General Market Complex)
- Johnson City, TN
Phone : 423.232.8959
Fax : 423.232.1529
1200 North Roan Street Johnson City, TN 37604
- Kingsport / Colonial Heights, TN
Phone : 423.245.1210
Fax : 423.239.0027
2705 Fort Henry Drive Kingsport, TN 37664
- Elizabethton, TN
Phone : 423.542.3353
Fax : 423.542.3762
1970 West Elk Avenue Elizabethton, TN 37643
(Across from VFW)